Casinos That Accept Ripple XRP in the UK: 2026 Guide

Casinos That Accept Ripple XRP in the UK: 2026 Guide

XRP still occupies a strange niche in UK-facing casino payments. The coin is fast, cheap and built for settlement, yet most British gamblers never see it at the cashier. UK-licensed operators shy away from crypto because of anti-money-laundering checks and source-of-funds rules. Offshore platforms, meanwhile, lean into XRP as a near-instant deposit method with low network fees. This guide covers the casinos that actually work with XRP in 2026, what to expect on deposits and withdrawals, and where the legal line sits for UK players.

Before you rush to deposit, know this: no Gambling Commission-licensed casino currently advertises direct XRP deposits as a standard payment method. Some may convert crypto via third-party processors, but that is rare and often hidden in the small print. The real XRP casinos are offshore, licensed in places like Curaçao, Anjouan or Kahnawake, and they accept UK customers provided you accept the regulatory trade-off. That does not make them scams. It just means you are outside the UK consumer protection umbrella.

For a country that embraced chip and PIN faster than most of Europe, the UK gambling market remains oddly conservative about crypto. Debit cards rule, e-wallets follow, and blockchain sits on the fringe. XRP is not the first coin to tempt casino players away from fiat, and it will not be the last. The difference is that XRP was engineered for speed, not ideology. That practical angle is what keeps it alive at offshore casino cashiers in 2026.

Why XRP Still Matters for UK Casino Players in 2026

Ripple designed XRP for one thing: moving value across borders in seconds, not minutes. For a casino deposit, that matters. You do not want to watch a Bitcoin confirmation crawl while your free spins expire. XRP settles in under five seconds on a good day, and the typical network fee sits well below a penny. That combination makes it a practical tool for casual gamblers who move modest sums.

But there is a catch. XRP is not anonymous. Every transaction lands on a public ledger, and exchanges now demand identity verification before you can cash out to GBP. So if you expected crypto to hide your gambling from your bank, XRP will disappoint. The coin’s real advantage is plumbing, not privacy. It gets funds into an offshore casino quickly, cheaply and with less friction than a card payment that might be blocked by a high-street bank.

UK players often ask whether XRP is still relevant in 2026. It is. Ripple’s ongoing court battles with the US Securities and Exchange Commission did not kill the token, and the XRP Ledger remains active. Casinos that integrated XRP in the last cycle have kept the payment rail alive because users demand it. The liquidity is there, and the infrastructure is stable. That is enough for a niche gambling payment.

Compare XRP to Bitcoin for a moment. A Bitcoin deposit can take 30 minutes to confirm, and the fee can spike to several pounds during congestion. XRP does the same job in seconds for fractions of a penny. For a player who wants to top up £50 on a Tuesday evening, that difference is not academic. It is the difference between playing now and playing after the match has already finished.

None of this makes XRP a good investment. The coin’s price swings like any other crypto, and using it for gambling means you are exposed to market risk on top of house edge. Smart players keep only their gambling bankroll in XRP and convert winnings back to GBP promptly. Holding XRP for the long term because a casino accepted it is a separate decision, and this article is not investment advice.

The Legal Reality: UKGC, GamStop and Crypto Payments

Let us be blunt. The UK Gambling Commission has not banned crypto, but it has made life awkward for any operator that touches it. Licence condition 5.1.1 requires operators to verify source of funds and prevent money laundering. Crypto complicates that. A payment that arrives from a non-custodial wallet with no obvious owner triggers extra due diligence. Most UKGC licensees decided the cost was not worth it and simply removed crypto options from their cashiers.

In practice, that means the casinos you see advertising XRP deposits to UK customers are not licensed by the UKGC. They typically hold a Curaçao eGaming licence, an Anjouan licence, or a Kahnawake Gaming Commission certificate. Those regulators offer a lighter touch. They still require basic player checks, but they do not enforce the same affordability rules as the British system. That is the core trade-off: you get XRP deposits and often anonymous play up to a point, but you lose UK dispute resolution and GamStop self-exclusion.

GamStop is another line in the sand. If you are registered with GamStop, all UKGC-licensed casinos must refuse you. Offshore XRP casinos are not part of GamStop, so they will let you play. That is not a feature to celebrate. For problem gamblers, the absence of GamStop is a red flag. We mention it because many UK players search for non-GamStop casinos that accept XRP, and they should understand what they are walking into.

There is also the matter of the Fifth Anti-Money Laundering Directive. The UK transposed it into local law, and crypto exchanges must register with the Financial Conduct Authority. That registration only affects the exchanges, not the casinos directly. But when you buy XRP on a UK-regulated exchange, that exchange knows your identity and may flag gambling-related transactions. Some banks also block card payments to crypto exchanges, which adds another layer of friction for British players.

The net effect is that using XRP at a casino is legal for the player, provided the casino itself is not operating illegally in the UK. Offshore casinos argue they are not subject to UK licensing because they operate from outside the country. The UKGC disagrees but has limited enforcement power abroad. In practice, no British player has ever been prosecuted for depositing XRP at an offshore casino. The risk is not criminal; it is financial and consumer-protection risk.

Can I use XRP at UKGC-licensed casinos?

As of 2026, no UKGC-licensed casino openly accepts direct XRP deposits from UK players. The regulator’s AML expectations and source-of-funds checks make crypto integration too burdensome for most licensees. You might find a handful that accept crypto through a third-party processor, but those are rare and often only for non-UK customers. If XRP is essential, you are looking at offshore sites.

How We Rank XRP Casinos for UK Players

Ranking casino sites that accept XRP is not about who has the loudest banner. We tested deposit flows, read the terms on withdrawal times, checked licence numbers against public registers, and looked at how many UK players could actually register without a VPN. The operators below all passed basic legitimacy checks: a live licence, functional XRP wallet integration, responsive support and a real game library.

Our process is deliberately boring. We deposit a small amount of XRP, play a few rounds, request a withdrawal and time the whole thing. We read the bonus terms line by line, because that is where casinos hide the nasty stuff. And we search player forums for long-term complaint patterns. A single unresolved withdrawal dispute drops a brand from the list. No exceptions.

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Top XRP Casino Brands for UK Players in 2026

The table below lists operators that have consistently appeared in XRP casino discussions over the past three years. This is not an endorsement. Always confirm the cashier still shows XRP before you deposit, because payment options can change overnight. The bonus column describes the type of offer, not the exact amount; amounts vary by region and current promotion.

Casino Brand Bonus Type XRP Deposit XRP Withdrawal Licence Key Edge
Bitcasino.io First deposit match Yes Yes Curaçao Long-running crypto-only platform, no fiat clutter
FortuneJack Welcome package with free spins Yes Yes Curaçao Provably fair games and a huge altcoin list
Cloudbet Welcome deposit match Yes Yes Curaçao Strong sportsbook plus casino, high limits
Stake Deposit match on first deposit Yes Yes Curaçao Community focus, instant rake bonuses
BC.Game Deposit match plus free spins Yes Yes Curaçao Huge game library, frequent XRP challenges
mBit Casino Welcome package in multiple deposits Yes Yes Curaçao Strong casino focus, fast XRP cashouts
7BitCasino Welcome deposit match Yes Yes Curaçao Retro style, solid slot selection
Katsubet Welcome package with free spins Yes Yes Curaçao Multi-currency wallet, quick KYC
BetFury Rakeback and faucet bonuses Yes Yes Curaçao Dividend pool, in-house BFG token rewards
BitStarz Welcome deposit match plus free spins Yes Yes Curaçao Award-winning support, fast payouts

Bitcasino remains the default answer when someone asks for a no-frills XRP casino. It has been around since 2014, processes XRP withdrawals within minutes after verification, and does not try to upsell you a debit card. FortuneJack pushes provably fair games harder than most, which appeals to crypto purists who want verifiable randomness. Cloudbet is the choice if you also bet on football odds, because its sportsbook is among the deepest in crypto. Stake needs no introduction; its chat culture can be intense, but the cashier handles XRP smoothly.

BC.Game runs frequent XRP-specific tournaments which can add value if you are already a regular. mBit and 7Bit are sister sites with similar backends, but mBit feels more focused on crypto-native table games. Katsubet’s multi-currency wallet swaps XRP into other tokens without forcing you to an external exchange, which is handy. BetFury’s rakeback model suits high-volume players who know the house edge cold. BitStarz rounds out the list with reliable support, though its XRP wallet address must be generated each time, a small annoyance.

When you register at any of these sites, you will need an email and sometimes a phone number. KYC for XRP deposits is often lighter than for fiat, but do not expect to withdraw large amounts without identity documents. A passport or driving licence plus a selfie is standard. The fastest sites verify in under an hour; the slowest can take a day. Plan accordingly.

Which XRP casino is best for UK players in 2026?

For most UK players, Bitcasino.io offers the smoothest XRP experience: rapid deposits, clear withdrawal terms and a decade of operating history. If you want sports and casino under one roof, Cloudbet is a stronger pick. Stake and BC.Game are better for community features and regular XRP promotions. There is no single best site; it depends on your game preference and bonus tolerance.

XRP Deposits and Withdrawals: Speed, Fees and Limits

Depositing XRP is straightforward. You copy the casino’s XRP wallet address, paste it into your own wallet and send. Many casinos also provide a QR code for mobile. The network confirms in three to five seconds, but the casino usually waits for one confirmation before crediting your balance. Expect the funds to appear within a minute, not an hour. That is the whole point of using XRP over Bitcoin.

Withdrawals are where the experience varies. Offshore crypto casinos still run manual approval queues for larger amounts. A small withdrawal under £500 in XRP often goes out in under 10 minutes after KYC approval. A £5,000 withdrawal might take 24 hours because the risk team wants to review the session. That is not unique to XRP; the same happens with Bitcoin. The difference is that once approved, the XRP transfer itself is nearly instant.

Network fees are negligible, typically fractions of a penny. The casino does not control that. But watch for two other costs: the withdrawal processing fee (some sites charge a flat crypto network fee, others offer one free withdrawal per day) and the exchange spread when you convert XRP back to GBP. If you withdraw XRP to a wallet and then sell on an exchange, the exchange takes its cut. That is where the real cost lies.

Minimum deposit limits at XRP casinos tend to be lower than fiat equivalents. A typical minimum is the equivalent of £5 to £10 in XRP, though some sites accept even less. Maximum deposit limits are high, sometimes unlimited, but withdrawals usually have a daily or weekly cap. Check the cashier page before you commit. The last thing you want is to win a big session and discover you can only withdraw £2,000 a week.

One more nuance: XRP uses a destination tag. Many casinos require you to include a unique destination tag when depositing, otherwise the funds may be lost. Read the deposit instructions carefully. If the casino provides a specific tag, enter it exactly. If you forget the tag, support may recover the deposit, but it can take days and is not guaranteed.

How fast are XRP casino withdrawals?

After account verification, most offshore XRP casinos approve withdrawals within 10 minutes for small amounts and up to 24 hours for larger sums. The XRP network itself confirms in seconds, so the delay is almost entirely the casino’s internal risk review. If you need guaranteed instant withdrawals, look for no-KYC casinos, but those carry higher scam risk and lower deposit limits.

Bonuses at XRP Casinos: What Actually Counts

Crypto casinos love to throw around numbers. A welcome bonus that looks like a stack of free money rarely is. The standard offer is a deposit match: you send XRP, the casino adds a percentage of that value as bonus credit. Then you must wager the bonus amount a set number of times before any withdrawal is allowed. The wagering requirement is the number that matters. A 40x playthrough on a bonus is standard; anything above 50x is a trap.

Free spins are another common sweetener. They often come attached to a specific slot like Gates of Olympus or Sweet Bonanza. The spins themselves may be worth 10p each, and any winnings from them are locked behind the same wagering. Read the terms. If the maximum win from free spins is capped at £20, you are not missing much. The casino is not giving you a gift; it is buying your attention.

Some XRP casinos offer no-deposit bonuses, usually as a tiny credit or a few free spins just for registering. These are rare in 2026 because crypto casinos have tightened acquisition budgets. If you find one, expect a high playthrough and a max cashout that barely covers a cup of coffee. It is still useful for testing a platform, but do not mistake it for a profit opportunity.

Watch out for bonus terms that exclude XRP deposits. A few operators only offer their flashy welcome package to players who deposit in Bitcoin or Ethereum. The small print might say XRP deposits are not eligible for the first deposit match. That is less common now, but it still happens. Always open the bonus terms page and search for your currency before you deposit. If XRP is not listed, assume you get no bonus.

There is also the hidden term about maximum bet while playing with an active bonus. Many casinos cap your bet at £5 per spin until the wagering requirement is complete. If you bet more, they void the bonus and any winnings. That is a classic gotcha. Slow down, read the rules, and treat the bonus as a side dish rather than the main course.

Do XRP casinos offer no-deposit bonuses?

A few offshore XRP casinos still list no-deposit free spins or a small no-deposit credit for new sign-ups. The amounts are usually tiny, the wagering requirements high, and the maximum cashout limited to a few pounds. Treat them as a demo tool, not as free money. In 2026, these offers appear intermittently and often require a bonus code sent by email.

XRP Casino Games: Slots, Live Dealer and Provably Fair

The game library at an XRP casino is identical to any other crypto casino. You get thousands of slots from Pragmatic Play, NetEnt, Play’n GO and smaller studios. Table games from Evolution and Ezugi stream live dealers in 4K. XRP does not change the games themselves; it only changes how you fund them. The house edge on a slot or a roulette wheel remains the same whether you deposit in XRP, Bitcoin or pounds.

What does change is provable fairness. Some XRP casinos offer a small selection of provably fair games built on cryptographic hashes. These are typically dice, crash, mines and plinko. You can verify each round’s outcome using the server seed and client seed, which appeals to players who do not trust a black-box RNG. The big-name slots and live tables are not provably fair in that sense; they rely on licensed RNG audits.

Live dealer games with XRP work fine. The dealer does not know or care which coin you used. You bet in USD or EUR equivalent, and the casino converts your XRP balance in real time. The only friction is table limits. High-roller tables often require large crypto balances, and XRP’s price can move while you play. If you are holding XRP purely for gambling, exchange rate risk is a real cost.

Slot players will find the usual suspects: Big Bass Bonanza, Book of Dead, Wanted Dead or a Wild and hundreds more. If you have a favourite slot at a UK casino, chances are the same title exists at an offshore XRP casino. The RTP is usually the same because the provider supplies the same game build. The difference is that the offshore casino may not display RTP as prominently, and the UKGC does not audit its fairness.

One advantage at some XRP casinos is the ability to play in crypto denominations. Instead of betting £0.20 per spin, you bet a tiny fraction of XRP. That can be convenient if you want to keep your bankroll in XRP and avoid constant conversions. But it also means your balance swings with the XRP price. A 5% drop in XRP is a 5% drop in your casino bankroll even before you place a bet.

Mobile XRP Casinos and Apps

Most offshore crypto casinos do not bother with native iOS or Android apps. They run progressive web apps through the browser. You visit the site, add it to your home screen and get a full-screen experience without app store approval. That works fine for XRP deposits because you can copy the wallet address from the same page. Some brands, like Stake and BC.Game, offer downloadable Android APKs, but Apple blocks real-money casino apps in most regions anyway.

For UK players, the practical point is this: any XRP casino worth using must be mobile-responsive. If a site still forces you to desktop to deposit or withdraw, that is a red flag. Test the cashier on your phone before loading funds. The best XRP casinos in 2026 handle the entire flow, from deposit to withdrawal, in a mobile browser without glitches.

Mobile slots and live dealer games run smoothly on these platforms because the casinos optimise for small screens. The XRP deposit process on mobile usually involves displaying a QR code and a wallet address. You scan the code with your own XRP wallet app and confirm. The casino credits your balance almost immediately. Withdrawal is often just as easy, though you may need to paste the address back and confirm via email.

If you prefer a dedicated app, do not expect to find one in the Apple App Store. Google Play also restricts real-money gambling apps in the UK. You will have to download an APK directly from the casino’s website, which carries additional security considerations. Only download from the official domain, and check the file hash if you are paranoid. Most players simply use the browser version.

New XRP Casino Sites Worth Watching

New crypto casinos launch every month, and a subset adds XRP on day one. The pattern is predictable: a fresh Curaçao or Anjouan licence, a big welcome package, a few thousand slots and a referral programme. Many fail within a year. A few survive. In 2026, the new XRP-focused brands worth a look tend to be spin-offs from established operators rather than anonymous start-ups. Check forums for player complaints before depositing more than pocket change.

The advantage of a new XRP casino is usually a more generous first-deposit match or lower wagering requirements to attract early users. The disadvantage is a thin track record. If the site disappears, your XRP is gone. Stick to new brands that at least list a company registration number and a physical address you can verify.

One trend in 2026 is the rise of hybrid platforms that accept XRP alongside traditional fiat through a single wallet. These are not pure crypto casinos but rather licensed offshore casinos that added a crypto cashier. The experience can be smoother because you do not need a separate crypto wallet; the casino handles the conversion internally. However, the exchange rate they offer may be worse than a dedicated exchange, so compare before you deposit.

Another trend is the return of no-account casinos. These sites let you deposit XRP without creating an account, using a temporary session token. They are fast, but they are also a magnet for money laundering and often have tiny withdrawal limits. If you just want to spin a few slots anonymously, they work. For serious play, stick to registered accounts.

Non-GamStop XRP Casinos: What You’re Really Choosing

Every offshore XRP casino is by definition a non-GamStop casino, because GamStop only covers UKGC licensees. That status gets marketed as a feature: no self-exclusion, no affordability checks, no deposit limits. For a small number of players, that is the attraction. For most, it is a warning sign. GamStop exists because gambling harm is real, and bypassing it deliberately is a choice you should make with eyes open.

If you are not registered with GamStop and simply want to use XRP, the non-GamStop label does not matter much. You can deposit, play and withdraw without the UK regulatory framework. But you lose access to the UK Gambling Commission’s dispute resolution service, and you cannot complain to the Financial Ombudsman if a withdrawal is withheld. The offshore licence may offer a complaints procedure, but enforcement is thin.

We cannot stop you from using a non-GamStop XRP casino. We can tell you to limit the damage: use a separate wallet with only gambling funds, enable two-factor authentication, and set your own deposit limits before you start. The casino will not do it for you.

Some non-GamStop XRP casinos actively target UK players with UK-friendly payment methods and English-language support. They know the UK market well. That does not make them safe, but it does mean they have a customer base to protect. Look for a long operating history, active social media channels and a physical office address. If the casino’s only contact is a Telegram handle, walk away.

Are non-GamStop XRP casinos safe?

Safety depends on the operator’s licence, operating history and transparency. Many non-GamStop XRP casinos are legitimate businesses that process withdrawals and resolve disputes through their regulator. Others are outright scams. Check for a valid Curaçao or Anjouan licence, search player forums for unresolved complaints, and never deposit more than you can afford to lose. No casino is completely safe, and non-GamStop sites carry extra risk.

XRP Casino Scams and How to Avoid Them

The crypto casino space is full of bad actors. XRP’s speed cuts both ways: it makes deposits quick, but it also makes it easy for a scam site to run away with your money without leaving a trace. Common scam patterns include welcome bonuses that never unlock, rigged games that only look fair, and withdrawal requests that get stuck in an endless verification loop until you give up.

One frequent trick is a fake XRP casino that clones a legitimate brand’s website and swaps the wallet address. The site looks perfect, from logo to game library, but when you deposit XRP, it goes straight to the scammer’s wallet. Always check the URL character by character. If the domain is a .biz or .xyz variant of a known brand, you are on a clone. Bookmark the official site and use that bookmark every time.

Another red flag is a casino that promises no KYC for large withdrawals. Legitimate offshore casinos may allow small withdrawals without identity checks, but anything above a few hundred pounds will trigger verification. A site that claims you can withdraw £10,000 in XRP without any KYC is either lying or breaking anti-money-laundering rules. Both outcomes are bad for you.

To avoid XRP casino scams, stick to the brands in our comparison table, or at least to operators that have been around for more than three years. Read player reviews on independent forums, not on the casino’s own site. Test the casino with a minuscule deposit first. If the withdrawal of £10 in XRP fails or takes days, do not deposit more.

How do I know an XRP casino is not a scam?

Look for three things: a valid licence number you can verify on the regulator’s public register, a track record of at least two years with active player communities, and transparent withdrawal terms that do not hide behind vague language. Test a small deposit and withdrawal before committing large sums. No casino is 100% safe, but these checks filter out most outright scams.

XRP vs Other Crypto Payments for UK Casino Players

Ripple’s XRP is not the only crypto accepted at offshore casinos. Bitcoin, Ethereum, Litecoin, Tether and Bitcoin Cash all appear at the same cashiers. Each has its own character. The table below compares the ones UK players actually use. Note that transaction speeds are approximate and depend on network congestion.

Cryptocurrency Typical Deposit Confirmation Typical Network Fee Best For
XRP 3-5 seconds Fraction of a penny Fast, cheap deposits
Bitcoin 10-60 minutes Variable, often $1-$10 Largest liquidity, widely accepted
Ethereum 1-5 minutes Usually $1-$5, higher during congestion Smart contract tokens, but slower than XRP
Litecoin 2-5 minutes Less than a penny Cheap alternative to Bitcoin
Tether (USDT) 1-10 minutes Varies by network (TRC-20 vs ERC-20) Stable value, avoids volatility
Bitcoin Cash 1-10 minutes Fraction of a penny Low fees, but less accepted than XRP

XRP’s edge is speed and cost. Bitcoin’s edge is acceptance and name recognition. Ethereum’s edge is the wider DeFi ecosystem, but for a plain casino deposit it offers little over XRP. Litecoin is a sleeper pick if you want something cheap and fast that is still available at nearly every crypto casino. Tether is the smart choice if you hate watching your balance swing with the market; you deposit USDT and the casino shows your balance in dollars, so no exchange-rate surprises at withdrawal time.

For UK players specifically, the choice often comes down to how you buy the coin. If you already hold XRP on an exchange like Kraken, Binance or Coinbase, using it at a casino is trivial. If you do not, buying XRP just to gamble adds an extra step and an extra fee. In that case, Bitcoin or Litecoin might be easier because they are more widely supported by UK brokers.

One more factor: casino bonuses sometimes differ by currency. A casino might offer a 100% first deposit match on Bitcoin but only 50% on XRP. That seems unfair, but it reflects the casino’s internal cost of managing different wallets. Always check the bonus terms per coin before you deposit. If XRP gets a worse deal, you might switch to Litecoin for the bonus and then convert to XRP inside the casino if possible.

Alternatives to XRP at UK Online Casinos

If the legal grey area bothers you, there are plenty of ways to play at UKGC-licensed casinos without XRP. Debit cards, PayPal, Skrill, Neteller, Trustly and bank transfers are all standard. Some UK casinos have begun experimenting with open banking payments that settle in seconds. Those methods give you UK consumer protection, GamStop integration and dispute resolution. You pay for that safety with slower crypto-style withdrawals, but for many players it is a fair trade.

If you want a crypto-like experience without leaving the UKGC umbrella, some licensed casinos accept e-wallets that indirectly support crypto purchases. For example, you can buy crypto on an exchange, sell it to your Skrill account, and then deposit at a UK casino. That is convoluted, defeats the purpose of XRP’s speed, and may incur double fees. But it keeps you inside the regulated system.

The bottom line is this: if consumer protection and GamStop matter to you, skip XRP and use a debit card or e-wallet at a UKGC casino. If you are comfortable with offshore risk and want the speed of XRP, the brands in our comparison table are a reasonable starting point. There is no perfect option, only trade-offs.

Responsible Gambling for XRP Casino Players

Crypto gambling can feel unreal. You are moving numbers on a screen, and the absence of a bank statement can hide the real cost. XRP’s speed makes it worse: a deposit that lands in seconds makes it easy to chase losses without pausing. If you use XRP at an offshore casino, set a hard loss limit before you start and stick to it. The casino’s responsible gambling tools may be minimal, so you must self-regulate.

For UK players who want to stay within the regulated system, GamStop, GamCare and BeGambleAware offer structured support. If you are already excluded from UK casinos and are thinking about switching to an offshore XRP site to get around that exclusion, that is a sign to stop and talk to someone. No casino win is worth that spiral.

Set time limits as well as money limits. XRP deposits are so fast that a losing session can turn into a multi-hour binge without a natural break. Use a separate wallet for gambling, keep only what you intend to lose, and transfer winnings out of the gambling wallet immediately. That creates friction where the casino creates speed.

If you or someone you know is struggling with gambling, contact BeGambleAware at www.begambleaware.org or call the National Gambling Helpline on 0808 8020 133. These services are free, confidential and available to anyone in the UK, regardless of whether the casino is licensed offshore. Crypto does not make gambling less addictive; it just makes it faster.

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